How Identity Thieves use Your Social Security Number
In addition to obtaining personal information, including bank account or credit card information, Internet thieves also try to steal your social security number. Since your social security number is unique, and is supposed to remain confidential, those who commit identity theft using your social security number find a variety of opportunities available to them.
How Thieves Steal Your SSN
From a governmental standpoint, the Social Security Administration closely guards your social security number and will not give it out to anyone, unless you provide written consent allowing them to do so. Since your social security number can unlock the potential to access your bank accounts, or will allow you to open new credit, you must be very guarded with your social security number.
How Identity Thieves Steal Your Social Security Number
There are a number of ways in which identity thieves can confiscate your social security number for later fraudulent use, including taking wallets with sufficient information to allow the thief to open a new account in your name. You may never be aware of the theft of your personal information until one day you apply for a loan and find out your credit has been severely damaged. When a thief fraudulently opens credit in your name, they rarely take any time to actually repay the debt.
Thieves may also pick through your garbage or through the trash of businesses in order to steal their clients’ information. They may steal a wallet or purse from a victim, or trick the victim into giving them important information by posing as a legitimate business.
How to React to Identity Theft
If another person is using your social security number, you may discover the thief has been reporting income that you never earned to the IRS. In other cases, the thief has taken out credit in your name but has refused to pay. In either case, there is always the chance that your credit has been damaged by identity theft.
If your social security number has been used inappropriately, call the United States Federal Trade Commission and request their help. There are a number of ways in which to reach them, and they can help you either clear up the situation or issue you a new social security number.
The most important thing to remember is to take whatever precautions you are able to prior to becoming a victim of identity theft. ParetoLogic& PC Tools offers an anti-spyware software that will guard every aspect of your computer and your identity, by scanning for viruses, Trojans, and spyware then removing the harmful objects from the hard drive.
Criminals are intently aware of the availability of personal identifying information via the Internet, and will target areas where they know information is easily accessible. They may target major shopping sites or banks, and may even impersonate the websites of such areas, just to steal your information from you.
Try using ParetoLogic’s anti-virus software on your computer and give yourself the very best, state of the art protection on the market today, to give you the peace of mind and security you need.